The principal task of the Ukrainian Bank for Reconstruction and Development is acting as a provider of loans to legal entities.
Bank is prepared to offer clients loans at the most attractive rates of interest satisfying the needs of each borrower with minimized losses. The rate of interest depends on financial situation of the borrower, type of collateral for the loan and duration of loan period.
The commission charged for a loan to the borrower is related to the amount given.
Types of loans:
- replenishment of working capital to ensure currant activity of the borrower
- financing of trade (retail and wholesale operations)
- financing capital expenditure (installations and equipment, modernization, repairs etc.)
- investment projects
- lending secured by deposit
On request of the borrower a loan may be available in the form of bank overdraft, line of credit or term loan under which the money is paid back timely in regular installments that gives possibility to a client to manage his financial flows at best. The loan period depends on the type of a loan, but not exceeding 5 years. The amount received by the borrower may run up to 10 million Hryvna.
Lending securities:
- loan against the borrower’s assets in the bank
- loan against the State guarantee (procuration)
- loan against real estate (a lien on the title of a house and/or complex of living or
commercial buildings)
- loan against movable property and goods (means of transport, equipment,
warehouse goods, goods in production and turnover goods)
- loan against pledge of the third parties